@privacy-com/privacy-mcp

Local MCP server for the Privacy.com API. Manage virtual cards, transactions, and spend controls through any MCP-compatible AI client.

For a hosted option that requires no installation, use the remote MCP server at https://mcp.privacy.com/mcp.

Prerequisites

Available Tools

Tool	Description
`list_cards`	List virtual cards with pagination
`create_card`	Create a virtual card with type, spend controls, and memo
`get_card`	Get card details by token
`pause_card`	Pause a card to temporarily block transactions
`unpause_card`	Unpause a previously paused card
`close_card`	Permanently close a card (irreversible)
`update_card_memo`	Update a card's memo (friendly name)
`update_card_spend_limit`	Update a card's spend limit and reset duration
`get_pan`	Get full card number (PAN), CVV, and expiry
`list_transactions`	List transactions with filtering by card, date range, and result

Spend limits are specified in dollars (e.g. 25.00), not cents.

Configuration

Install the Privacy MCP server with your client.

Standard config works in most tools:

{
  "mcpServers": {
    "privacy": {
      "command": "npx",
      "args": ["@privacy-com/privacy-mcp"],
      "env": {
        "PRIVACY_API_KEY": "your-api-key"
      }
    }
  }
}

Claude Code

Use the Claude Code CLI to add the Privacy MCP server:

claude mcp add privacy npx @privacy-com/privacy-mcp -e PRIVACY_API_KEY=your-api-key

Or add to your project settings (.mcp.json):

{
  "mcpServers": {
    "privacy": {
      "command": "npx",
      "args": ["@privacy-com/privacy-mcp"],
      "env": {
        "PRIVACY_API_KEY": "your-api-key"
      }
    }
  }
}

Claude Desktop

Add to your claude_desktop_config.json:

{
  "mcpServers": {
    "privacy": {
      "command": "npx",
      "args": ["@privacy-com/privacy-mcp"],
      "env": {
        "PRIVACY_API_KEY": "your-api-key"
      }
    }
  }
}

Cursor

Add to your Cursor MCP settings:

{
  "mcpServers": {
    "privacy": {
      "command": "npx",
      "args": ["@privacy-com/privacy-mcp"],
      "env": {
        "PRIVACY_API_KEY": "your-api-key"
      }
    }
  }
}

ChatGPT

In ChatGPT desktop app, go to Settings → Tools → Add and configure:

Type: stdio
Command: npx @privacy-com/privacy-mcp
Environment: PRIVACY_API_KEY=your-api-key

Requires a ChatGPT Plus or Pro subscription with Developer Mode enabled.

OpenClaw

Add to your openclaw.json:

{
  "mcpServers": {
    "privacy": {
      "command": "npx",
      "args": ["@privacy-com/privacy-mcp"],
      "env": {
        "PRIVACY_API_KEY": "your-api-key"
      }
    }
  }
}